Loan & Investment Calculators

Starting balance

$

APR (annual interest)

%

Monthly payment

$

Payoff time

—

Years and months to $0 balance

Total interest paid

$0.00

Sum of all interest until payoff

Year-by-year payments

Stacked bars: interest (red) + principal (green)

Property price

$

Down payment

$

APR (annual interest)

%

Term (years)

yrs

Loan amount

$0.00

Property price − down payment

Monthly payment

$0.00

Principal + interest, fixed

Total interest paid

$0.00

Over the full term

Payoff time

—

Time until balance reaches $0

Year-by-year payments

Stacked bars: interest (red) + principal (green)

Vehicle price

$

Down payment

$

APR (annual interest)

%

Term (years)

yrs

Sales tax

%

Monthly payment

$0.00

Principal + interest, fixed

Total interest paid

$0.00

Over the full term

Loan amount

$0.00

(Price + tax) − down payment

Payoff time

—

Time until balance reaches $0

Year-by-year payments

Stacked bars: interest (red) + principal (green)

Current balance

$

Current APR

%

Current term left (years)

yrs

New APR

%

New term (years)

yrs

Refinance costs

$

Current monthly payment

$0.00

Fixed payment on current loan

New monthly payment

$0.00

Fixed payment on new loan

Monthly savings

$0.00

Current − new payment

Break-even period

—

Months to recover costs

Purchase price

$

Down payment

$

Annual cash flow

$

Future sale price

$

Years held

yrs

Total cash flow

$0.00

Annual CF × years

Appreciation gain

$0.00

Future price − purchase

Total gain

$0.00

Cash flow + appreciation

ROI %

0.00%

Total gain ÷ down payment

Current balance

$

APR

%

Minimum monthly payment

$

Extra monthly payment

$

Payoff with minimum

—

Years and months

Payoff with extra

—

Years and months

Time saved

—

Months faster

Interest saved

$0.00

By paying extra

Loan amount

$

APR

%

Term (years)

yrs

Monthly payment

$0.00

Fixed amount each month

Total payments

$0.00

Monthly × number of months

Total interest

$0.00

Total − loan amount

Month-by-month breakdown (first 12 months)

Payment schedule showing principal and interest

Principal amount

$

Monthly addition

$

Annual interest rate

%

Time period

yrs

Compound frequency

Final amount

$0.00

Principal + contributions + interest

Total contributions

$0.00

Initial + all monthly additions

Interest earned

$0.00

Pure gain from compounding

Effective rate (APY)

0.00%

Actual annual yield with compounding

Growth by year

Stacked bars: contributions (green) + interest earned (red)

Loan & Investment Calculators

Annual revenue

Revenue % of cost

Payoff time

Total interest paid

Year-by-year payments

Loan amount

Monthly payment

Total interest paid

Payoff time

Year-by-year payments

Monthly payment

Total interest paid

Loan amount

Payoff time

Year-by-year payments

Cap rate

Cash-on-Cash return

Monthly payment

Break-even rent

Current monthly payment

New monthly payment

Monthly savings

Break-even period

Total cash flow

Appreciation gain

Total gain

ROI %

Future value

Interest earned

Payoff with minimum

Payoff with extra

Time saved

Interest saved

APR (nominal)

APY (effective)

Difference

Monthly payment

Total payments

Total interest

Month-by-month breakdown (first 12 months)

Final amount

Total contributions

Interest earned

Effective rate (APY)

Growth by year